Merchant ID Verification
Biometrically Protected,
Frictionless Payments
Protect your business from fraud and give your merchants a faster, more
streamlined experience with secure identity verification during transactions.
Secure Citizen for Payment Service Providers (PSPs)
Empowering Payments with Trusted Identity Solutions
Payment Service Providers (PSPs) are the unsung heroes behind every smooth, secure transaction for millions of merchants and consumers daily. Despite their crucial role, many consumers are unaware they exist. PSPs work tirelessly to make payments seamless, but they face significant challenges—from verifying identities to combating fraud—all while ensuring security.
We understand these hurdles. That’s why our advanced identity verification solutions help PSPs deliver faster, more secure services, elevating your payment process to the next level.
The offering
Merchant KYC and Citizen Verification at its best
Secure every transaction with real-time identity verification, from swift merchant onboarding to frictionless cross-border payments. Elevate your payment services with our seamlessly integrated platform, reducing fraud and chargebacks while enhancing the user experience at every touchpoint.
PreventFraud
Minimise fraud with biometric verification and verifiable credentials identifying bad actors and tampered IDs with over 95% accuracy during payment transactions.
Compliance Checked
Our solutions are fully compliant with RICA, FICA, AML, POPIA, and GDPR regulations, ensuring you meet all regulatory requirements effortlessly while verifying identities.
Seamless Integration
Convert more customers by implementing a simple, friction-free onboarding process, on a device that suits them, reducing customer drop-offs.
Automated Efficiency
Automation is the key to successful onboarding. Manual data entry slows things down, introduces errors, and drives up costs. By automating processes, you cut down on manual tasks and free up staff to focus on strategic tasks.
How We can Help You
Our identity verification solutions for PSPs focus on securing payment transactions through real-time customer and merchant identity checks. By leveraging both traditional and decentralised identity verification methods, we
help you:
- Verify customer identities during high-value transactions to prevent fraud
- Authenticate merchants quickly and securely to protect against account
takeovers - Implement risk-based authentication for recurring payments and digital wallets
- Reduce chargebacks and disputes through robust identity verification
- Enable seamless cross-border transactions with international identity
verification
Our platform integrates seamlessly with your existing payment systems, allowing you to verify identities at every touchpoint without disrupting the user experience.
How it Works
When a business signs up, we conduct the following checks swiftly and accurately:
- CIPC Check: Verifies company registration and retrieves director details against the Companies and Intellectual Property Commission database.
- Identity Verification: Confirms the identity of directors using facial biometrics and document validation against the Department of Home Affairs.
- SAFPS Database Checks: Screens against the Southern African Fraud Prevention Service database.
- PEP & Sanction Checks: Performs thorough Anti-Money Laundering (AML) screening of directors.
- FICA Compliance: Conducts necessary checks to comply with Financial Intelligence Centre Act requirements.
- Instant Verification: Sends the verified status to the merchant in
seconds.
Additional Benefits:
- Seamless Integration: Pre-fills Home Affairs information and eliminates the need for passwords, reducing drop-offs.
- Inclusive Verification: Covers refugees and asylum seekers on the National Immigration Information System (NIIS).
With Secure Citizen, PSPs can confidently onboard merchants, knowing that all necessary checks are performed efficiently and accurately, ensuring a smooth payment process from sign-up to verification.
Enable Seamless Identification Across Multiple Payment Channels
Our identity verification solutions for PSPs focus on securing payment transactions through real-time customer and merchant identity checks. By leveraging traditional and decentralised identity verification methods, we
help you:
- Verify customer identities during high-value transactions to prevent fraud.
- Authenticate merchants quickly and securely to protect against account
takeovers. - Implement risk-based authentication for recurring payments and digital wallets.
- Reduce chargebacks and disputes through robust identity verification.
- Enable seamless cross-border transactions with international identity
verification.
Our platform integrates seamlessly with your existing payment systems, allowing you to verify identities at every touchpoint without disrupting the user experience.
payment id verification
Solutions for Every Need
Our integrated identity platform offers robust solutions for identity verification through biometric authentication and cutting-edge verifiable credentials. Whether through our app, your website, USSD, kiosks, or tills, we integrate seamlessly into your existing systems, making it easier than ever to verify identities at every touchpoint.
our services
Verification
Solutions
our services
Digital
Credentials
It's easy to get started
How to get started
Getting started with Secure Citizen is straightforward. Our platform is designed to guide you smoothly through the setup process, making it easy to integrate our identity verification solutions into your existing systems. Follow these steps to embark on a journey towards enhanced security and efficient identity management
Book a demo & share your needs
Schedule a demo to see our identity verification solutions in action and share your specific requirements and use cases with us.
Receive a tailored proposal
Get a customised proposal based on your needs and volume.
Implement the solution
With simple API integration into any system, we provide test credentials to our sandbox upon signing some T&Cs. Once you have tested the system thoroughly with our support, you are ready to move to production.
Enjoy a more secure business
Experience streamlined processes, reduced fraud, and happier customers!
These Brands Trust us. You can too.
Future-Proof My Merchant Verification
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Stay Informed with our Blog
Dive into our blog for valuable insights, actionable tips, and industry trends to stay ahead in the world of secure identity solutions.
Historically, the South African payments industry has been one of the most innovate in the world. This trend can be seen as far back as the 80’s when the first
More companies are implementing extraordinary technological measures to keep their consumers safe and protect their organisations from fraud. Let’s take a close look at biometric KYC. Identity theft and similar
Your Top Questions Answered
FAQs
Secure Citizen reduces fraud in digital payments by employing advanced biometric verification and verifiable credentials. This ensures that only legitimate users can access and complete payment transactions. By identifying and verifying users with over 95% accuracy, Secure Citizen prevents fraudulent activities such as identity theft, account takeovers, and the use of false or tampered IDs, thereby protecting both payment service providers (PSPs) and their customers.
Secure Citizen enhances the speed of payment processing through real-time identity verification and automated data entry. By leveraging biometric authentication, users can quickly confirm their identities without the need for lengthy manual checks or paperwork. This streamlined verification process reduces delays, allowing for faster transaction approvals and a smoother payment experience for both merchants and consumers.
Implementing Secure Citizen's identity verification solutions for merchants can significantly improve your conversion rates and overall experience. Our fast, seamless, and secure onboarding process eliminates the downtime often experienced with traditional methods when verifying ID documents or relying on cached data, ensuring your platform operates smoothly without interruptions. This efficient verification reduces friction, making merchants less likely to abandon the onboarding process, which leads to higher completion rates. Additionally, the enhanced security and convenience of biometric authentication foster trust, encouraging merchants to return to your platform and boosting long-term satisfaction.
Still have questions?
Experience Secure Citizen First Hand
Empower your business with our comprehensive suite of identity verification services.